Seconded. I will not put my government ID on my phone, because I don’t want to hand (or even show) my phone to police, even when it’s locked. Yes, you can force lock the phone and require a passcode etc, but why even put all your risk in one basket?
Diversify your risk portfolio. Use different vendors for your critical services. It’s not a big burden for me to carry a separate ID card. I continue to carry a bank credit card too, instead of relying entirely on Apple Pay; it really is no big deal.
Diversify your risk portfolio. https://todon.eu/@jalcine/113204897258550146